My very dear one,
Both doing business and not doing business came out negative for you.

According to my observations, you should do the water offering practice to Dzambhala, and also a lot of tonglen (taking and giving) practice. You should also offer charity by visualizing that you are giving to others, and practice charity even with small things, like giving food to animals and people. You can even offer charity to ants, so that you can collect as much merit as possible.

You should have many pictures of the guru-buddhas and make offerings to them. It is very good if you can do the long offering practice, with many lights and other offerings. If you offer Christmas tree lights, you can leave them on and don’t have to change them, like water bowls, so it’s easier. It is also good to offer water bowls, when you have time, and any other offerings. You can even throw rice on the roof to offer charity to the birds.

Collect merit in every possible way. When you breathe out, think that you are giving everything to all sentient beings. Give all your merits of the three times and your body, like a wish-granting jewel, all your possessions, and so on. Give them to all sentient beings as you breathe out, and when you breathe in, take all beings’ sufferings and their causes, all the undesirable things, onto yourself, and destroy your self-cherishing thought.

With much love and prayers ...